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    We can tell you what you need to get pre-approved, so you know the exact loan amount you qualify for, what your monthly payment will look like, and how much taxes and insurance will be. Are you looking for the consistent rates and payments that a fixed rate loan can provide?With a pre-approval, the loan process will be smoother and your offer will be stronger. Do you want the short-term benefits of lower rates that an adjustable rate loan can bring?That’s just the underwriter working hard to get your final approval.Before your loan is approved, you will receive pre-approval and a list of closing conditions that need to be met.Don't worry, we will let you know exactly what is needed for the loan application so you can be fully prepared.

    It’s almost like your own personal loan expert at the click of the keyboard.You will need to provide documentation, including a photo I.D., pay stubs, proof of income, tax returns, employment history, and information on all debts, assets, and sources for down payments.Consolidating credit debt or multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.

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